msmolly

Last active
14 hours, 31 minutes ago
  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 14:46:47View | Delete

    Are they sending you bills with charges, or just notices. Sounds like you’ve covered your bases, so maybe just throw the notices away? Or stick them in an envelope in your desk in case you need them later, but just ignore them…

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 14:45:37View | Delete

    Thanks for this, got it and will read and follow up. Good info.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 13:37:33View | Delete

    Wow, that is interesting. Are you able to get TXU to show you exactly what caused them to charge you for excess use? Can they document their readings?

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 12:19:15View | Delete

    Wow, thanks marym. I will go look that up. How timely!!

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 12:09:15View | Delete

    I suppose he might have if I asked. I had a ruptured eardrum after an ear infection a couple of years ago, had an immediate antibiotic and referral to an ENT doc. He prescribed another antibiotic (I still had signs of infection) and when I picked it up I about fainted from sticker shock — the co-pay was $80 or $90. Then I went home and looked up the med and discovered warnings of horrific side effects. I couldn’t return it, of course, so I took it.

    But I wrote the ENT doc a letter (polite but direct) saying that while I didn’t expect he’d know the cost of every drug, he should have warned that it was expensive, and especially that he should have warned me about the side effects.

    To his credit, he telephoned me promptly and agreed about the cost, and said the side effects were something the drug company has to list, but that in his practice he’d never had anyone experience them, and that because the first antibiotic hadn’t been completely effective, he felt a “bigger gun” was needed. I never had any of the awful side effects so all was OK.

    At some point I may chew on my ophthalmologist a bit about the eye drops, but I’m not inclined to get on his case before he has to put those tools in my eye!! Don’t want him annoyed at me. LOL.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 10:16:22View | Delete

    Interestingly, I had thought about making today’s post about the generic vs. brand drugs issue, but chose the HealthCare.gov topic instead. Seems the comments have been mostly about the drugs issue anyway.

    Get back on topic, people!! (Just kidding!! There’s no OT here.)

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 10:13:47View | Delete

    Those notices are confusing. Sometimes there’s a big difference between what the doctor bills Medicare/insurance co. and the payment, but I almost never get a follow up bill other than the co-pay.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 10:11:10View | Delete

    Yeah, “corneal melt” sounds pretty scary. I think they may have finally attributed some of the cases to other factors. But I do think we have to be cautious if there is a generic available that we consider other things than cost, if possible.

    I don’t mind having to use the drop 4 X per day instead of two, and as a very longtime contact lens user, I suspect if the drop stings it won’t be a huge deal. But I guess those things might be a disincentive to some people to use the drop religiously as prescribed.

    I am not nervous about the surgery, I just want it to be OVER so I can move on with hopefully improved vision. At the moment vision in that eye is blurry at best.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 09:31:53View | Delete

    My understanding is that the generic has to be bioequivalent, and the same in dosage form, safety, strength, route of administration, quality, performance characteristics and intended use. But there are some horror stories about a generic NSAID eye drop that caused “corneal melting” in 1999. And there can be other ingredients in a generic that aren’t identical to the branded drug.

    I don’t think bioequivalent is identical, just equivalent.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 09:23:01View | Delete

    I think that is exactly right, pokums. The alternative drop to Ilevro that my ophthalmologist prescribed is Ketorolac Tromet, which is generic Acular. It is an NSAID and is similar to Ilevro in function. It must be used 4 times a day instead of two, and is supposedly less comfortable to the eye. I begin using it tomorrow — I’ve heard that it stings. There may be generic alternative drops for the other two, but my ophthalmologist didin’t offer them.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 07:56:20View | Delete

    More on the generic vs. brand eye drops:

    Branded eye drops must go through a very expensive FDA approval process to get on the market. The reason the generics are less expensive is that they are required only to have the same concentration of the active ingredient. They do not have to prove they are as effective as the brand name. This makes for a difference in price and probable differences in effectiveness.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 07:54:05View | Delete

    I did find a couple of websites that offered information, but didn’t “second guess” the prescriptions. There was one that had a rather lengthy piece by an ophthalmologist about why some brand drugs are better than generics and cited some rather scary evidence. One concern with the antibiotic drop is when a med is out for a long time (as in the case of generics) is that the bacteria become resistant. My antibiotic eye drop is the branded one.

    They are all eye drops, but there may be other less costly drops that he doesn’t prescribe. Did you perhaps have insurance that covered them?

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 06:42:13View | Delete

    I did ask her if she had tried the OTC Nexium and she said it doesn’t work as well. I figured often they just reduce the amount of the active ingredient, so if she took two it might work.

    I may follow up with her to suggest checking out other OTC equivalents. She’s youngish, only in her early 40s I think.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 06:20:59View | Delete

    Yeah, I agree. Except Obama had to do that to mollify the big insurance and drug companies and the congresscritters who were are in their pockets so he could get something passed.

    I think what Obama compromised away was the public option.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 06:18:04View | Delete

    The three drops prescribed that have no generic are an NSAID (Ilevro), an antibiotic (Vigamox), and a steroid (Durezol). There is an alternative to Ilevro I was able to get, a generic. Ilevro would have been $244!!

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 06:10:26View | Delete

    Is that cookie there at the request of the NSA

    Good question. I’m sure they are happy to use it, even if they didn’t ask for it.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 06:07:27View | Delete

    Yes, those are called “medigap” policies, and they don’t cover a lot of things my Medicare advantage plan covers. I don’t think you can have both.

    What’s Medigap?

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 06:02:26View | Delete

    Oh, thanks, yes it was George Will! I Googled and Googled and couldn’t find it.

  • msmolly commented on the blog post Over Easy: The Latest Website Tracking You? HealthCare.gov

    2015-01-23 06:00:53View | Delete

    I am old. Doesn’t help much.

    That really isn’t fair. Medicare benefits cover a lot of health costs. Of course the GOP wants to reduce and privatize those, even though I paid into Medicare all of my working life.

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