Don’t give out a big hooray just yet since all the five bills pending in Congress include some form of public option. There is a public option and then there is a public option. Remember the story about the fox dressed up in sheep’s clothing?
What Reid now says will be in a Senate bill (assuming, of course, it gets to the floor for debate) will only cover the uninsureds, those not covered through an employer and, as noted by the founder of firedoglake last night on Rachel Maddow’s MSNBC show, cover the sickest and most unhealthy of Americans. This is not the public option that we all need and require! HR 3200 does it a little bit better, by having a phase in for those who are covered over a period of time. Again, we need choice and competition for every single American as quickly and as efficiently as possible. Otherwise, health care as a right for every single citizen will be a pipe dream.
Moreover, choice and competition have to de defined as well by eliminating the antitrust exemption the insurance industry has enjoyed since 1945. The opposite of competition is monopolization, and this industry has been monopolizing prices for insurance policies and the cost of insurance premiums for over 60 years. Rep. Conyers has introduced a bill in the House to lift this exemption, and Sens. Leahy and Schumer have done likewise in the Senate. Lifting this exemption must be in any final bill.
Another part of a real public option is to ensure that it becomes effective, or at least critical parts of it, immediately. If not, insurers will do what they can to increase costs (“preemptive gouging”) to offset revenues that any new legislation will take away. Look at the outrageous premium increases Americans are seeing in the mails this fall, as but one example. Or, we should take a clue from what the credit card companies have been doing between the time caps on credit card interest rates was passed as a law this year until the time it becomes effective in February of next year.
If we want to be like other industrialized nations that look upon health care as a right for its citizens, we have only ourselves to blame if we don’t get a public option that is . . . an option that provides all Americans with effective choice through competition.