The New York Times reported a multi-state agreement has been made between states’ attorneys general to investigate foreclosure fraud . The original agreement was between 49 of the 50 states; the lone exception, Alabama, indicated later on Wednesday the state would participate.
The White House said yesterday that it supported such investigations; at the time there were 40 unidentified states in agreement about investigating foreclosure fraud. It wasn’t clear which ten states were abstaining and why. It wouldn’t have been a surprise if Michigan had abstained since a spokesperson for the office of its state attorney general Mike Cox had previously appeared reluctant endorse any investigation, saying a call for an investigation was "politicizing the struggles of Michigan families."
No, Michiganders would not be shocked; there’s an extremely close relationship between the Michigan Republican Party and the largest foreclosure servicer in the state, Trott & Trott. The firm’s owner, David Trott, was a Bush bundler and was John McCain’s landlord during the 2008 presidential campaign.
In late 2008, it was estimated that this particular "foreclosure mill" handled roughly 70 to 80 percent of all foreclosures in the state, much of which stemmed from their status as a preferred foreclosure service provider for Fannie Mae.
Trott also owned a portion of the largest legal newspaper in the state in which foreclosure notices were published.
David Trott made campaign contributions totaling $15,000 to Mike Cox’s committee or PAC between 2003-2006; there may have been more donations since then, subject to verification, given that Cox ran for governor in the Republican primary this year. According to MichiganMessenger.com, Cox has "taken at least $125,000 from political action committees and individuals with ties to the mortgage and foreclosure industry since 2002," including Trott-related donations.
Trott & Trott’s owner and employees have also made substantive donations to Republican Rep. Thad McCotter (MI-11), who sits on the House Financial Services Committee. McCotter failed to attend any of that committee’s meetings for the two key years immediately preceding the market crash of Sep. 2008.
Is this the kind of performance key donors anticipated?
In late 2008 to early 2009, Michigan’s state legislature pursued a bill which would establish a 90-day moratorium on foreclosures and offer refinancing with in-state banks. Michigan’s Democratic-majority state house passed a bill, while the Republican-majority state senate fought against passing such a bill. Sources close to the legislature said the same foreclosure services firm Trott & Trott actually wrote the legislation presented in the alternate by the state senate, killing the entire effort. The state senator who offered the alternate bill, Sen. Randy Richardville, was a recipient of campaign contributions from the same foreclosure mill.
It’s a convoluted and sordid situation, in which a single foreclosure services firm has managed to lock in a revenue stream based on foreclosures while preventing opportunities to reduce the number of foreclosures in the state. The stranglehold goes in both directions; as an appointed foreclosure services firm, Trott & Trott decides which mortgages will go into foreclosure, which will be redeemed, and rarely if ever allows homeowners to attempt to renegotiate the terms of their loan with the originator.
One might wonder whether other states have similar situations, where the foreclosure services firms are tightly entwined with the state’s Republican Party while preventing all efforts to change the number of foreclosures.
Hold that thought – because there’s more layers to this onion.



32 Comments







Um, I wonder where Cox got the idea that there might be a connection between foreclosures and politics?
I guess Cox was referring to the struggle of many Michigan
familiesDemocrats….to vote.Oh, good grief! So, homeless people, or people in the middle of a foreclosure, are not allowed to vote.
Whenever I have not had time to re-register after moving, I have always gone back to where I voted before… and I never had any trouble doing so.
A new form of vote caging, I guess.
The DNC took the GOP to court; the attempt was a violation of long-standing court order not to cage.
It was speculated that the foreclosure mill could readily provide all the records necessary to identify voters to target, although it was never determined whether the party or McCain’s campaign had gone as far as asking for the records.
But that’s 2008.
The problem is and has been that the GOP has been funded now for years by the mortgage and foreclosure industries, as well as supporting industries like title insurers.
You might want to rethink the reason why the GOP went after ACORN in this light.
I recently said in rather snarky fashion that the MOTU were only going to let the landed gentry have the vote. I guess I can remove the snark tag now.
Oh yes, you never needed the snark tag.
The owner of this foreclosure mill? he also has a subsidiary entity in which he is a part owner — it’s a real estate venture that buys up properties at short sale after foreclosure.
The one thing which has been sticking in my craw that I’ve never had time to research: were they forcing people out of better properties in order to short sell them on the cheap to themselves, then turn around and flip them for a profit?
And then they take some of the profits and buy politicians and legislation…
Oh Jeebus. Of course, you are right. I am short selling my home right now. I cannot believe all of the crap I am getting in the mail. And my neighborhood is falling apart.
Does he know that people aren’t moving out of those houses until they’re actually evicted? Or is he planning to evict them by force in the last month before the election, so they won’t be able to re-register in time to vote?
That was in 2008, see my comment at (5).
Anybody who’s been foreclosed who may be concerned about the possibility of being contested at the polls should check with the Democratic Party state officials and look into provisional balloting.
You really set a high bar, Rayne for those of who are thinking of becoming more involved. Your understanding of Michigan politics is really in-depth.
I haven’t started going to any of those local Democratic meetings yet, but I plan to, after I return from a trip a week from tomorrow. And, I’ll probably be working at the polls, offering the voters sample ballots and such, but mostly thanking them for coming out to vote.
You know, it doesn’t take long to figure it all out. You start in your own backyard, find one or two people you trust who are wired into the party and the system and ask a lot of questions. What’s your county like, who are the trustworthy incumbents, who are the progressives, who are the real troublemakers, who’s got control of the purse strings? If you start pulling on that thread, eventually you will have the entire sweater rolled up in a neat ball in your grasp.
Takes about three good months — and you already have a better chance at figuring it all out than somebody with no political understanding at all.
Read the local and statewide newspapers both Dem and GOP also.
Git um Rayne!
YES. And I am pretty certain that Karl Rove sent a memo to the A.G’s that encouraged them NOT to prosecute foreclosure and mortgage fraud. During the A.G firing upheaval. This is a nasty, nasty mess…and to people who lost their homes who witnessed first hand, the lies, the bullying, the these tricks…how is it any different that the when the fuedal lords came and took your home?? Nothing sacred. No home. No homeland to trust.
Hey, we should “talk.” ;-)
Email me at the link in About Us, okay?
Great research Rayne. The layers are deep.
how long before we find ALEC’s fingerprints in anti-moratorium legist. proposals ?
oy
thanks and rec. Rayne
If you have any suggestions on where to look for fingerprints, I’m all ears.
Email me through the About Us link at top of site.
I can’t wait to see what you have cooking…but everything tells me there is a story here.
GOod post.
My take is that what you are showing here is: that the… ” criminality” is not (something… naively framed: from top down… but is systemic, and is a thing that permeates.
That the whole of the soci…u… tee. ( Louis Armstrong’s memorable pronunciation,)
which I love to death…
That the whole of society, is happy to just go along… go along and let that fly…
The thing is,,, is: that the whole f’n land is filled to the brim with those who can find it easy to just… believe… to believe teh koolaid: Now that the big bad banksters are at fault, when in fact, it is the whole f’n society, right down to the local level.
It’s real obvious it’s top to bottom when a foreclosure servicer here in this state, well known to state, local and federal candidates, can not only write state-level legislation, but offers office space to a presidential candidate.
Yeah.
Top to effing bottom, in sync — profits from foreclosures, contributed to candidates and incumbents.
And I’ll bet you if I go looking at other states I’ll find very similar, very interesting stories.
70 to 80 % of the funny foreclosures means that Trott is facing ruin given all the cash he gave to the AG Mike Cox Mike and his entire hand picked staff should recuse themselves.
Given how connected to the GOP David is I wonder if he is targeting minority neighborhoods for foreclosure just before the election.
Also any bets that if he turns over a list of foreclosed homes that errors will be made about homes being foreclosed on in minority neighborhoods?
Again, the “voter foreclosure” situation was in 2008. We don’t know what’s happening this time. Anti-incumbent sentiment is very high in this state, could be there needs to be no additional effort to cage.
The bigger problem is that this single entity has obstructed attempts to resolve the foreclosure crisis in this state, and they had a vested interest in doing so. They bought the government they needed to obstruct the process.
And in a state where job losses made up 50% of all manufacturing jobs lost in the U.S. between 2000-2008, well, that’s a lot of foreclosures and a lot of economically disenfranchised folks obstructed from reasonable aid.
Sounds like any GOPer in the pocket of the housing industry could be ours for the taking:)
The collapse of the U.S. auto industry must have been music to the ears of Trott & Trott. How long have they been doing business in Michigan? Was their office ramped up to coincide with the car plant layoffs?
I don’t know how long they’ve been around, but yeah, isn’t that convenient?
Bush refuses to do anything to help the auto industry, gave them lip service all along his two terms. Even the promise of help to fund fuel cell development early in Bush’s first term is vaporware.
And then all the automotive jobs start going overseas, most of them union workers, thereby busting up unions without actually having to bust them the regular way. Oh, and Bush serves payback at the same time since Michigan’s “Reagan Democrats” who are mostly UAW workers had voted in the 2000 primary for John McCain and not Bush.
And then Bush bundler parasitically profits off their foreclosures and buys GOP incumbents who do nothing, or obstruct, or work to get rid of more jobs and homes.
Nice.
All very well orchestrated. The GOP and its cronies have gotten a lot of mileage from the chip on Bush’s shoulder.
Seems like no one has read the letter penned by Grover and Jane pointing a finger at Rahm and Fannie.
Given all we know about the involvement of Democrats in this fiasco, the blind partisanship here is astounding.
You know you can write a post and document the money trail between Democrats and the foreclosure crisis here in The Seminal, yes?
This post is about Michigan’s attorney general and the cozy relationship he and other incumbents have had with a specific foreclosure mill. So sorry the truth in this state doesn’t nail any Democrats, thereby ruining your narrative.
But you can go and build your narrative in a post of your own if you like.
Touché.
I noticed Thad McCotter is in Dick Morris’ ad for his new movie which warns that Obama’s destroying the nation.
Looks to me McCotter’s got a head start on that.
ThingsComeUndone (26) — yeah, they can be bought. I think we now have enough documentation on their past pricing.
basilbeast (27) — McCotter’s got a head start on the crazy train. If you have a little time to kill and some recreational alcohol on you, try watching the guy deliver one of his soliloquies on China from the House floor; I think I’ve seen them on YouTube. What a nutbag.